How to Send Money to South Africa from the USA

If you’ve never sent money abroad, sending money to South Africa from USA could present a number of difficulties. You may therefore have several inquiries on the subject. So, if you are looking to send money to South Africa from the USA and don’t know how to start, you’ve come to the right place.

Key Takeaways

  • How to Send Money to South Africa from the USA
  • Best Ways to Send Money from USA to South Africa
  • Top Remittance providers for Sending Money to South Africa
Send Money to South Africa from the USA

Best Ways to Send Money from USA to South Africa 

Regardless of the reason for which you intend to send money to South Africa, below are some of the best ways you can send money to South Africa from the USA this option are swift and convenient, which is why they made it to our top list.

  • Send via PayPal

PayPal has grown in popularity recently. Naturally, this is a result of how simple and practical it is to use, particularly when sending money abroad.

In light of this, you can transfer money from a PayPal account in the US to a bank account in South Africa. The method you select may have an impact on the fees levied.

  • Write Yourself a Check

Although it may sound strange, this is a possibility to consider. What does that involve? You should just write a check from your US bank account to your account in South Africa if you use a checkbook. Then, all that’s left to do is hand the check to the teller at your South African bank.

This option can be more practical because the charge for checks is substantially lower. The biggest drawback, however, is that it can take a long time, up to 60 days. Therefore, even though it is more affordable, this could not make sense for you if time is of the essence.

  • Use a Third-Party Transfer Service

Third-party transfer services like Western Union, MoneyGram, and others make sending money to South Africa simple. The main distinction is that, rather than transferring money to a bank account, these services transfer cash.

To use such a service, you must first visit the service’s official website. There, you must include information about the transfer. In addition, you will almost certainly be required to complete a form. You will be given a password and ID in order for the other person to obtain the cash.

The advantage of this option is that it will transfer your money to your intended location in around 24 hours. However, you need to locate a location that offers this service in advance.

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  • Bank Transfer

A bank transfer is the first thought that enters your head. To accomplish that, you should only log on to your US bank account and conduct the transfer online. As you can do this whether you’re in South Africa or the US, this is practical, especially if you travel frequently.

You’ll pay a variable rate based on the bank you work with.

You can learn more from the video below:

Top Remittance providers for Sending Money to South Africa

You can pick from a variety of remittance companies. Depending on the company’s remittance rates, you might be able to save money. But first, let me introduce you to the top three options in South Africa.

  • Remitly

Remitly can be used to transfer funds to South Africa. As each transfer is conducted safely, Remitly also provides peace of mind. Additionally, fees might be reduced. The funds will arrive at their intended location on schedule simultaneously.

In other words, it’s great if you need to move money quickly. Founded in the United States. Identifies immigrants who send small sums to countries in South America, Asia, or Africa. Super-fast, with multiple receiving methods and lower cash pick-up rates than MoneyGram, Western Union, and Ria.

  • Xoom

The next item on the list of suggestions is Xoom. You can even use the app, which greatly streamlines the procedure and cuts down on the amount of time it takes. You decide the recipient’s location and the amount of money you want to send. After you do that, the money is sent directly to a South African bank account.

The advantage is that you will always be aware of your financial situation. The service is secured as well.

Xoom, a PayPal company, provides quick international money transfers, with recipients receiving funds in many cases within minutes. You can send money using PayPal because it is a PayPal company, but the funds must come from your bank account, not your PayPal balance.

Xoom has various ‘approval tiers,’ which determine how much money you can transfer. You can send up to $50,000 immediately with a fully verified account. However, sending more than $10,000 in one transfer caused the transfer to be delayed by a few days.

  • Transferwise

The first choice is Transferwise. The good news is that you are aware of all the additional fees. This way, you won’t be surprised by any hidden fees which can occur when dealing with banks.

Furthermore, you will be aware of the current exchange rate before making a transfer. A financial technology company called Wise, formerly known as TransferWise, offers an inexpensive method for sending money from the United States to more than 70 different nations.

Among all accessible options, the exchange rates are excellent. Wise money transfers can be funded in several ways, including with a bank account or a credit card, but receivers need to have a bank account.


We hope our guide on transferring money to South Africa was helpful. Technology advancements have made it simpler and more accessible than ever before to send money internationally. Please leave a remark in the comment box if you have any additional queries about sending money. We will respond as quickly as we can.


About Author

Send Money to South Africa from the USA
Precious Ejimofor
My name is Precious Ejiofor, I am a professional self motivated, dependable writer and editor, with over 4 year of experience in writing for variety of business and platforms. I am able and capable to write on any kind of topic.
Specifically, I focus on producing persuasive and compelling contents that is thoughtful, prominent, and engaging.

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