Top 10 Loan Apps that Works with Chime

Hey, I know you must have been struggling to find out some loan apps that work with Chime because you must have been using some but not getting what you want or a beginner. Search no further because in this article, we will explore the top 10 loan apps that works with Chime.

There are loans app that works in line with Chime and these are digital loan apps that allow people to assign loans which are mostly short-term loans with a high interest on them.

If you find it hard to get a loan from commercial banks and other top banks, it’s an opportunity for you to change your position to loan apps.

How Does the Chime Operate?

Chime is regarded as an online banking platform that offers you access to your pay urgently. Online Banking such as chime can allow you to access a short-term loan for financial crises and catastrophes.

chime is also used to pay your bills and make payments online without paying any dividend on your balance.

Loan Apps that Works with Chime
Photo credit: PYMNTS

List of Top 10 Loan Apps that Work with Chime

Below is our complete list of the top 10 loan apps that work with Chime. I urge you to study carefully these loans apps and choose the best you feel would be better for you.

#1. Kabbage

Kabbage, based in Durham, North Carolina, is an online lender that provides small business financing. It provides loans up to $500,000 and charges a 3% fee.

You can apply for a loan directly through Kabbage’s website or app. It also collaborates with a number of other financial institutions, including PayPal, Chase, and Wells Fargo. The longer you wait to repay your loan, the more interest you’ll have to pay.


  • Quick approval
  • Available to borrowers with fair credit
  • No origination fees or prepayment penalties


  • A personal guarantee is required
  • Unpaid balances are subject to a monthly fee
  • repayment terms are short.

#2. MoneyLion

For people that are too stressed out of financial debt to make good decisions, MoneyLion offers the solution. The organization’s no-fee payment cash advance allows people to be free and break out of debt and gain financial stability.

MoneyLion helps its customers to secure and have entrance to their money and make customers accomplish their financial objectives. In economics, ‘Customers are king’ That is why customers are allowed to pay back their debt in the strategy that works for them.


  •   There is no monthly fee
  • No overdraft or service fees
  • Access to over 55,000+ fee-free ATMs
  • Mobile banking apps are available


  •   There are no physical locations
  • No check-writing

#3. Dave app

This is an app that is available on IOS and android, which combines both Chime and some other earning features.

Dave is a banking and financial services app on Apple and Android devices. The company was founded in 2017 to offer customers a way to avoid bank overdraft fees. Since then, the company has teamed up with a banking partner to create a service that’s on its way to signing on more than 10 million members.


  • No interest or fees are charged on cash advances
  • No credit check required
  • Additional app features include automatic budgeting and connection to side jobs


  • Dave may automatically recoup advances after the repayment due date • A small maximum advance of $250 is required
  • must have to pay a monthly membership

The app requirements are:  

  • Bank account details
  • Dave membership

#4. Cleo App

Cleo is also one of the best applications that work, according to Chime. The agency provides loans and receives a copy of the transaction up to $ 100.


  • Simple to use; no hidden fees
  • Excellent for beginners.
  • Customer Service.
  • Customer Service.


  • Pricey Plus Plan.
  • No investment opportunities.
  • No free Savings Account.

 Cleo software requirements

  • Bank Account
  •  Cleo plus account

#5. Varo

Varo is another loan program that charges up to $ 5 for taking their first $ 100 in cash. For example, if a client withdraws $ 50, charges $ 3, and brings $ 75, that’s $ 4. But they don’t charge instant cash delivery to customers’ accounts like other organizations do.


  • There are no monthly fees and no hidden fees for a checking account.
  • Enroll in direct deposit to get paid up to two days earlier.
  • Earn cash back when you use your Varo debit card to make online purchases.
  • A minimum balance is not required to open a Varo Bank checking account.
  • Using GreenDot reload, you can withdraw cash from 55,000+ Allpoint ATMs and deposit cash at 90,000+ retail locations.


  • Daily and monthly limits to how much funds you can deposit into your account.
  • Out-of-network There is ATM fees.
  • When depositing cash at GreenDot locations, retailer fees apply.
  • There are currently no branches available.
  • There is no live chat customer service.

To Qualify for a Varo Account Activation:

  • The customer’s varo account must be activated. How do customers connect their Chime account to varo?
  • Click on “Link an Account”
  • Choose a chime
  • Select your private bank to log in if needed
  • Enter your username and password, then validate
  • Follow and follow all chime instructions
  • Continue to receive notifications from varo until your account is turned off and display your balance on the account.

#6. Earnin

Earnin pays you today and allows you to access up to $100 daily from your previous earnings, with no hidden fees or interest. You decide how much you want to pay to support the service (which can be zero) and get access to your money when you need it. This is a significant departure from the way other instant loan apps typically operate. Earnin is similar to other apps, but most of them charge a monthly fee, which makes Earnin unique in that it is completely free.


  • No interest or fees
  • Low balance alerts
  • Early paycheck access Cons


  • Limited withdrawal limits
  • Only those who use direct deposit are eligible.

#7. Albert

Albert is also one of those banking apps that can bring you $ 250 in advance. Albert allows clients to receive their money instantly for an attached cost of {$4.99}. Clients can receive their money within three business days free of charge.


  • No monthly service fees or minimum deposits
  • Paychecks can be received up to 2 days early
  • Get cash back rewards
  • Tool for automatic savings


  • There are no physical locations.
  • The optional Genius subscription costs $4 per month.
  • There are no joint accounts.

Steps to Qualify for Albert Loans

  •  You must have a job that earns money.
  •  Must be income that has remained constant over the past few months {2} That is salary.
  •  You must have an existing bank account that is over $ 0.

#8. Branch

The branch offers a mobile digital wallet for working Americans. The app allows any job to get an advance of up to $500 per paycheck to spend anywhere on their smartphone.


  • There is no advance fee unless you require money “instantly.”
  • There are no membership fees.


  • Advance amounts are restricted.
  • A debit card from a supported bank is required.
  • Remote employees are not able to access the system.
  • To request advances, you must first download the Branch mobile app.

#9. Klover

Klover will give the customer extra money before payday, with three direct deposits within the last two months without any deductions in payment by the same employer.

Once a client meets these requirements, they should not hesitate to apply and request a $100 cash advance. It’s very easy when you link your chime account to Klover. Klover customers can get more than $100 in advance without payment.


  • Ability to increase the advanced amount
  • Security is prioritized
  • Clearly defined privacy policy


  • $100 cash advance
  • $2.49 monthly membership fee
  • a high same-day funding fee of up to $14.98
  • inflexible repayment date

#10. Empower

This is another application loan that works in conjunction with a chime. You can rely on them to have your back and get a cash advance of up to $250 deposited directly into your account. There are no applications, no interest or late fees, no credit checks, and no credit risk. You simply pay them back when you receive your next direct deposit.


  • Same-day delivery to an Empower checking account
  • No fees or interest payments
  • No credit check
  • Automatic repayment on the following payday


  • $8 monthly fee
  • Must have a bank account for at least 60 days
  • Self-employment income may not be counted

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List of 3 Bad Credit Loans With Guaranteed Approval

With unavoidable permissions that are drawn from numerous legitimate lenders. However, some less-than-reputable lenders may be only interested in making money out of your fragility by reprimanding high-interest fees or employing indefinite aggregation processes.

Many of the top lenders who are willing to give bad credit loans with unavoidable permission have been experimented with and demolished.

#1.Bad Credit Loans

Bad Credit Loans is well-known for assisting those with poor credit ratings in obtaining loans online. This free service allows lenders to connect with borrowers and approve loans without considering their credit history. I highly recommend Bad Credit Loans.

Click on the link to get started:


  • Free service
  • Easy for borrowers to find lenders
  • Credit requirements of lenders on the site are very flexible
  • You can borrow amounts ranging from $500 to $5,000
  • Allows you to assess and compare interest rates from various lenders


  • Customers with poor credit ratings get lower loan amounts

#2. Money Mutual 

This is one of the most reputable lending companies in the market. It was started in 2010 to link short-term creditors with lenders in demand for cash. Instead of immediately supplying capital to borrowers, it acts as a link between lenders and consumers.

Money Mutual does most of the work for clients by offering loan proposals to numerous lenders. He is ready to give all the catastrophic credit loans. They have adequate standards using the user’s credit grade.

MoneyMutual system includes lenders who request numerous loan categories, including installments and bad value loans.


  • Ranked first among bad credit loan companies.
  • It is relatively easy for people with bad credit to obtain loans.
  • The company is well-known and experienced.
  • Filling out the online form only takes a few minutes.
  • You will receive the funds within 24 hours.


  • Not available in some states, including New York

#3. CashUSA

CashUSA is well-known for providing borrowers with numerous funding options for their immediate needs. For example, whether you want to pay off a debt or buy something new, CashUSA can work to meet any requirement adequately. Furthermore, this website provides loans that are frequently double the amount of other bad loan guaranteed approval services.


  • Funds are available quickly and easily.
  • Loan amounts are higher than those of comparable services
  • Secure customer information
  • Long and short-term loans are available


  • Additional information is needed from borrowers at times


Is Cleo compatible with Chime?

Yes, Cleo collaborates with Chime. This means that once you open a Cleo account, become a Cleo plus member, and are approved for a cash advance of up to $100; you can transfer it to your Chime account. This means users must first add their Chime bank account to the Cleo app before performing this operation.

What banks let you overdraft immediately?

Below is a list of Banks That Let You Overdraft Instantly

  • Chime Overdraft $200 free. Chime offers a program known as SpotMe that offers a bank overdraft limit of up to $200 without overdraft fees.
  • PNC Bank Overdraft.
  • Wells Fargo Overdraft.
  • Bank of America (BOA) Overdraft.
  • TD Bank Overdraft.
  • Chase Overdraft.
  • BB&T Bank.
  • SunTrust Bank.

Does grid work with Chime?

The grid does not currently work with Chime Bank.


In this article, I have listed the top 10 best loan apps or cash advances that can be helpful to you and also Bad Credit Loans with Guaranteed Approval if you are on low cash.

What’s your take on the loan apps discussed in this article? Share with us in the comment section.

Watch the video below to know the loan apps that works with Chime:

About Author

Loan Apps that Works with Chime
Carlos James
I am a creative writer, researcher and strategic digital marketer who is focused on providing value to the community through my contents and creatives.

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