This article will discuss I Bonds rates history and price prediction for 2022. I Bonds are United States savings bonds designed to protect one’s cash from inflation. This specific type of bond benefits investors and traders as their funds are devoid of any reduction.
The Current Rate For I Bonds
I Bonds are considered a very safe investment that the United States Treasury issues to protect one’s money from falling in value due to inflation. The current rate for I Bonds is 9.62%. An investor or a trader can buy the I Bonds at this specific rate from September 2022 till October 2022.
I Bonds Rates History For The Past 10 Years
I Bonds rates are set by the U.S. Treasury every May and November. The rates of the I Bonds are usually affected by two specific factors, namely fixed rate and inflation rate. Below are the I Bonds rates history for the past 10 years.
Inflation Rate
• 2021
November 1, 2021. 3.56%
May 1, 2021. 1.77%
• 2020
November 1, 2020. 0.84%
May 1, 2020. 0.53%
• 2019
November 1, 2019. 1.01%
May 1, 2019. 0.70%
• 2018
November 1, 2018. 1.16%
May 1, 2018. 1.11%
• 2017
November 1, 2017. 1.24%
May 1, 2017. 0.98%
• 2016
November 1, 2016. 1.38%
May 1, 2016. 0.08%
• 2015
November 1, 2015. 0.77%
May 1, 2015. -0.80%
• 2014
November 1, 2014. 0.74%
May 1, 2014. 0.92%
• 2013
November 1, 2013. 0.59%
May 1, 2013. 0.59%
• 2012
November 1, 2012. 0.88%
May 1, 2012. 1.10%
• 2011
November 1, 2011. 1.53%
May 1, 2011. 2.30%
Fixed Rate
• 2021
November 1, 2021. 0.00%
May 1, 2021. 0.00%
• 2020
November 1, 2020. 0.00%
May 1, 2020. 0.00%
• 2019
November 1, 2019. 0.20%
May 1, 2019. 0.50%
• 2018
November 1, 2018. 0.50%
May 1, 2018. 0.30%
• 2017
November 1, 2017. 0.10%
May 1, 2017. 0.00%
• 2016
November 1, 2016. 0.00%
May 1, 2016. 0.10%
• 2015
November 1, 2015. 0.10%
May 1, 2015. 0.00%
• 2014
November 1, 2014. 0.00%
May 1, 2014. 0.10%
• 2013
November 1, 2013. 0.20%
May 1, 2013. 0.00%
• 2012
November 1, 2012. 0.00%
May 1, 2012. 0.00%
• 2011
November 1, 2011. 0.00%
May 1, 2011. 0.00%
I Bond Interest Rates History
I Bond interest rates has changed numerous time, with May 2000 to October 2000 recording the highest percentage of 13.39% and the lowest percentage of 9.62% recorded in 2011, 2012, 2013, 2015, 2017, 2021, and 2022. Below is the I Bond interest rate history.
From To Interest Rate
May 2022 Oct. 2022 9.62%
Nov. 2021 Apr. 2022 9.62%
May 2021 Oct. 2021 9.62%
Nov. 2020 Apr. 2021 9.62%
May 2020 Oct. 2020 9.62%
Nov. 2019 Apr. 2020 9.83%
May 2019 Oct. 2019 10.14%
Nov. 2018 Apr. 2019 10.14%
May 2018 Oct. 2018 9.93%
Nov. 2017 Apr. 2018 9.72%
May 2017 Oct. 2017 9.62%
Nov. 2016 Apr. 2017 9.62%
May 2016 Oct. 2016 9.72%
Nov. 2015 Apr. 2016 9.72%
May 2015 Oct. 2015 9.62%
Nov. 2014 Apr. 2015 9.62%
May 2014 Oct. 2014 9.72%
Nov. 2013 Apr. 2014 9.83%
May 2013 Oct. 2013 9.62%
Nov. 2012 Apr. 2013 9.62%
May 2012 Oct. 2012 9.62%
Nov. 2011 Apr. 2012 9.62%
May 2011 Oct. 2011 9.62%
Nov. 2010 Apr. 2011 9.62%
May 2010 Oct. 2010 9.83%
Nov. 2009 Apr. 2010 9.93%
May 2009 Oct. 2009 9.72%
Nov. 2008 Apr. 2009 10.35%
May 2008 Oct. 2008 9.62%
Nov. 2007 Apr. 2008 10.88%
May 2007 Oct. 2007 10.98%
Nov. 2006 Apr. 2007 11.09%
May 2006 Oct. 2006 11.09%
Nov. 2005 Apr. 2006 10.67%
May 2005 Oct. 2005 10.88%
Nov. 2004 Apr. 2005 10.67%
May 2004 Oct. 2004 10.67%
Nov. 2003 Apr. 2004 10.77%
May 2003 Oct. 2003 10.77%
Nov. 2002 Apr. 2003 11.30%
May 2002 Oct. 2002 11.72%
Nov. 2001 Apr. 2002 11.72%
May 2001 Oct. 2001 12.76%
Nov. 2000 Apr. 2001 13.18%
May 2000 Oct. 2000 13.39%
Nov. 1999 Apr. 2000 13.18%
May 1999 Oct. 1999 13.08%
Nov. 1998 Apr. 1999 13.08%
Sept. 1998 Oct. 1998 13.18%
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I Bond Price Prediction For 2022
I Bonds are expected to reach 7.53% in November 2022. The U.S. savings bond, which currently goes for 9.62%, is expected to remain at that rate from September 2022 till October 2022.
FAQs
Below are some frequently asked questions and answers on I Bonds rates history.
What Is The Historical Rate Of I Bonds?
The historical rate of I Bonds has seen the asset reach its highest fixed rate of 3.60%, which was recorded on the 1st of May, 2000. It also recorded the highest inflation rate of 4.81%, established on the 1st of May, 2022.
Is There A Downside To I Bonds?
Yes, there’s a downside to I Bonds. The rate of the asset hugely depends on inflation, and if the inflation rate drops, the interest rate of I Bonds would drastically reduce.
What Is The Current Rate Of An I Bond?
The current rate of I Bond is 9.62%.
Will I Bond Rates Go Up In 2022?
Yes, there are predictions that I Bond rates will go up in 2022.
Is It A Good Time To Buy I Bonds 2022?
Yes, it’s a good time for investors and traders to buy I Bonds in 2022.
Can A Series I Bonds Lose Value?
No, the value of a series I Bonds can not diminish.
What Have I Bonds Paid In The Past?
I Bonds have paid between 10.67% to 13.39% interest in the past.
Are I Bonds A Good Deal?
Yes, I Bonds is an excellent investment that traders and investors can consider. It offers significant protection against loss of cash due to inflation.
Conclusion
I Bond rate history shows the asset has massive potential to reward investors who consider it for investment. By investing in this specific security, one is protected against loss of funds as a result of inflation.
We hope this article provides enough information on I Bonds rates history and the price prediction in 2022. Kindly visit our comment section for your views and opinions.
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