I Bonds Rates History And Price Predictions

This article will discuss I Bonds rates history and price prediction for 2022. I Bonds are United States savings bonds designed to protect one’s cash from inflation. This specific type of bond benefits investors and traders as their funds are devoid of any reduction.

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The Current Rate For I Bonds

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I Bonds are considered a very safe investment that the United States Treasury issues to protect one’s money from falling in value due to inflation. The current rate for I Bonds is 9.62%. An investor or a trader can buy the I Bonds at this specific rate from September 2022 till October 2022.

I Bonds Rates History For The Past 10 Years

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I Bonds rates are set by the U.S. Treasury every May and November. The rates of the I Bonds are usually affected by two specific factors, namely fixed rate and inflation rate. Below are the I Bonds rates history for the past 10 years.

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Inflation Rate

• 2021

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November 1, 2021. 3.56%
May 1, 2021. 1.77%

• 2020

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November 1, 2020. 0.84%
May 1, 2020. 0.53%

• 2019

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November 1, 2019. 1.01%
May 1, 2019. 0.70%

• 2018

November 1, 2018. 1.16%
May 1, 2018. 1.11%

• 2017

November 1, 2017. 1.24%
May 1, 2017. 0.98%

• 2016

November 1, 2016. 1.38%
May 1, 2016. 0.08%

• 2015

November 1, 2015. 0.77%
May 1, 2015. -0.80%

• 2014

November 1, 2014. 0.74%
May 1, 2014. 0.92%

• 2013

November 1, 2013. 0.59%
May 1, 2013. 0.59%

• 2012

November 1, 2012. 0.88%
May 1, 2012. 1.10%

• 2011

November 1, 2011. 1.53%
May 1, 2011. 2.30%

Fixed Rate

• 2021

November 1, 2021. 0.00%
May 1, 2021. 0.00%

• 2020

November 1, 2020. 0.00%
May 1, 2020. 0.00%

• 2019

November 1, 2019. 0.20%
May 1, 2019. 0.50%

• 2018

November 1, 2018. 0.50%
May 1, 2018. 0.30%

• 2017

November 1, 2017. 0.10%
May 1, 2017. 0.00%

• 2016

November 1, 2016. 0.00%
May 1, 2016. 0.10%

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• 2015

November 1, 2015. 0.10%
May 1, 2015. 0.00%

• 2014

November 1, 2014. 0.00%
May 1, 2014. 0.10%

• 2013

November 1, 2013. 0.20%
May 1, 2013. 0.00%

• 2012

November 1, 2012. 0.00%
May 1, 2012. 0.00%

• 2011

November 1, 2011. 0.00%
May 1, 2011. 0.00%

I Bond Interest Rates History

I Bond interest rates has changed numerous time, with May 2000 to October 2000 recording the highest percentage of 13.39% and the lowest percentage of 9.62% recorded in 2011, 2012, 2013, 2015, 2017, 2021, and 2022. Below is the I Bond interest rate history.

From             To                 Interest Rate

May 2022   Oct. 2022           9.62%
Nov. 2021   Apr. 2022           9.62%
May 2021   Oct. 2021           9.62%
Nov. 2020   Apr. 2021           9.62%
May 2020   Oct. 2020           9.62%
Nov. 2019   Apr. 2020           9.83%
May 2019   Oct. 2019           10.14%
Nov. 2018   Apr. 2019           10.14%

May 2018   Oct. 2018           9.93%

Nov. 2017    Apr. 2018          9.72%

May 2017   Oct. 2017          9.62%

Nov. 2016   Apr. 2017           9.62%

May 2016   Oct. 2016            9.72%
Nov. 2015   Apr. 2016            9.72%
May 2015   Oct. 2015           9.62%
Nov. 2014   Apr. 2015            9.62%
May 2014   Oct. 2014            9.72%
Nov. 2013  Apr. 2014             9.83%
May 2013   Oct. 2013            9.62%
Nov. 2012   Apr. 2013            9.62%
May 2012   Oct. 2012            9.62%
Nov. 2011   Apr. 2012            9.62%
May 2011   Oct. 2011            9.62%
Nov. 2010   Apr. 2011            9.62%
May 2010   Oct. 2010            9.83%
Nov. 2009   Apr. 2010            9.93%
May 2009   Oct. 2009            9.72%
Nov. 2008   Apr. 2009           10.35%
May 2008   Oct. 2008             9.62%
Nov. 2007   Apr. 2008           10.88%
May 2007   Oct. 2007           10.98%
Nov. 2006   Apr. 2007           11.09%
May 2006   Oct. 2006           11.09%
Nov. 2005   Apr. 2006           10.67%
May 2005   Oct. 2005           10.88%
Nov. 2004   Apr. 2005           10.67%
May 2004   Oct. 2004           10.67%
Nov. 2003   Apr. 2004           10.77%
May 2003   Oct. 2003           10.77%
Nov. 2002  Apr. 2003            11.30%
May 2002   Oct. 2002           11.72%
Nov. 2001   Apr. 2002           11.72%
May 2001   Oct. 2001           12.76%
Nov. 2000   Apr. 2001           13.18%
May 2000   Oct. 2000           13.39%
Nov. 1999   Apr. 2000           13.18%
May 1999   Oct. 1999           13.08%
Nov. 1998   Apr. 1999          13.08%
Sept. 1998  Oct. 1998          13.18%

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I Bond Price Prediction For 2022

I Bonds are expected to reach 7.53% in November 2022. The U.S. savings bond, which currently goes for 9.62%, is expected to remain at that rate from September 2022 till October 2022.

FAQs

Below are some frequently asked questions and answers on I Bonds rates history.

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What Is The Historical Rate Of I Bonds?

The historical rate of I Bonds has seen the asset reach its highest fixed rate of 3.60%, which was recorded on the 1st of May, 2000. It also recorded the highest inflation rate of 4.81%, established on the 1st of May, 2022.

Is There A Downside To I Bonds?

Yes, there’s a downside to I Bonds. The rate of the asset hugely depends on inflation, and if the inflation rate drops, the interest rate of I Bonds would drastically reduce.

What Is The Current Rate Of An I Bond?

The current rate of I Bond is 9.62%.

Will I Bond Rates Go Up In 2022?

Yes, there are predictions that I Bond rates will go up in 2022.

Is It A Good Time To Buy I Bonds 2022?

Yes, it’s a good time for investors and traders to buy I Bonds in 2022.

Can A Series I Bonds Lose Value?

No, the value of a series I Bonds can not diminish.

What Have I Bonds Paid In The Past?

I Bonds have paid between 10.67% to 13.39% interest in the past.

Are I Bonds A Good Deal?

Yes, I Bonds is an excellent investment that traders and investors can consider. It offers significant protection against loss of cash due to inflation.

Conclusion

I Bond rate history shows the asset has massive potential to reward investors who consider it for investment. By investing in this specific security, one is protected against loss of funds as a result of inflation.

We hope this article provides enough information on I Bonds rates history and the price prediction in 2022. Kindly visit our comment section for your views and opinions.

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