How To Sue An Insurance Company Without A Lawyer

Have you ever wondered if it is possible to sue an insurance company without the help of a lawyer? If yes! Then,  this article is for. 

Here you will understand how to sue an insurance company without a lawyer

In this article, you will learn how to go about sueing an insurance company for bad faith even without using a lawyer, and also some of the pros and cons that comes along with the process. 

However,  if this sounds interesting to you then, do well to follow through the article till the end to grasp the whole information fully. 

Key Takeaways 

  • How to sue an insurance company without a lawyer
  • Benefits of Sueing an Insurance Company
  • Effect of sueing an insurance company
How To Sue An Insurance Company Without A Lawyer

How to sue an Insurance Company without a lawyer

You can sue your insurance company if they refuse to accept your claim and call themselves to order maybe,  in the case of a bad faith. 

It is very possible to do that even without needing a lawyer and below are the things you need to know before carrying out any action. 

  • You will need to document any correspondence with the insurance company and its representatives. 
  • Make sure you diligently keep copies of emails and notes of phone conversations with the insurance company. Dates and the names of representatives can also be included. 
  • Keep records of your insured property, including receipts and pictures of what’s insured. 
  • Make sure to take pictures of a property, like your car or home, immediately after an accident. It could be any of the above to use as evidence. 
  • Make sure to keep track of all the expenses and damages you incur, such as medical bills, repairs, attorney’s fees, and lost wages. 
  • Try as much as possible to be honest in your assessments and record-keeping so that you case will be genuine. 
  • You will have to choose a lawyer with extensive experience in insurance litigation. 

Benefits of Sueing an Insurance Company 

Below is a list of benefits you stand to gain in sueing your insurance company for a wrong done. 

It serves as protection 

Sueing your insurance company for a wrong done to you or your business can serve as a means of protection and security to ensure that you or your business is backed up by the law. 

It helps you recover for your loses 

Assuming your insurance company scammed you,  you can file a lawsuit against them and charge them to court for damages. They will have to pay back for your loses as declared by the law court. 

Effect of sueing an insurance company

Though, sueing your insurance company for bad faith, fraud or breach of contract can be a good way of seeking judgement,  but on the other hand, it can lead you to your doom. 

It costs a lot of expenses 

You get to spend a lot of money during the process of sueing your insurance company and this can be disturbing. 

It usually takes time 

In most cases, it usually takes time for the process to be carried out and for judgement to be declared. This may either make you get tired of the case or spend more money than normal. 


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In summary, if you had gone through the article from the beginning till this point. I will assume that you must have learned so many things related to sueing an insurance company for any damage caused on you. 

The article explains how you can sue an insurance company without using a lawyer for damages incurred or bad faith. 

Hence, it is required that you make good use of the knowledge exposed in this article for your personal benefit. 


Can I sue my insurance company for emotional distress? 

Yes you can sue your insurance companh for emotional distress and charge them for damages. 

What are the things that make you suffer?

There are a lot of things that can make you suffer as a person. Lackof money can be considered as one of the biggest factors if not the biggest factor that can contribute to one’s suffering. 

What is the difference between hurting and suffering?

There is a huge difference between hurting and suffering though, both are most times thought to mean the same thing. 

Hurting can be seen as pain due to emotional, physical,  psychological or mental while suffering on the other hand,  can be seen as an ugly situation in which a person finds his or herself,  but is unable to do anything about it. 

In other words, when you are hurting, and you have nothing to do about in that case it is called suffering. 

What are the types of suffering?

Suffering appears to be in different types and forms and below is a list of them. 

  • Emotional suffering 
  • Physical suffering 
  • Psychological suffering and 
  • Mental suffering 

What is an example of emotional suffering?

A typical example of emotional suffering is depression. So many people go through emotional breakdown hence, they easily get depressed quickly and this is considered as a form emotional suffering. 

You can learn more from the video below:

About Author

How To Sue An Insurance Company Without A Lawyer
Carlos James
I am a creative writer, researcher and strategic digital marketer who is focused on providing value to the community through my contents and creatives.

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