5 Best Ways to Send Money from Finland to USA

If you are looking for the best way to send money to the United States from Finland, this is the right article for you.

It is important to compare specialist money transfer services available so as to choose the best option for yourself. We compared the top 5 best providers to send money to USA from Finland. Kindly read down to find out more about them.

Key takeaway 

  • Learn about the 5 best ways to send money from Finland to USA
  • The step-by-step guide to sending money from Finland to USA
  • Factor to consider before choosing a method to send money from Finland to USA
send money from Finland to USA

5 Best Ways to Send Money from Finland to USA

After a careful review of the provider available to send money to USA from Finland, here is the list of our top best:

1. Remitly

I highly recommend as a great money transfer service provider. Remitly excels in its costs and exchange rates, allowing users the most affordable transfer alternatives. Remitly serves over three million customers globally, is highly regarded by customers, and is dependable and highly credible.


  • Excellent choice for cash pickups
  • Numerous destinations available worldwide
  • Provides a variety of pay-in and pay-out options.


  • The exchange rate margin conceals 35% of the fees.
  • A limited number of origin countries are unable to send to one another.
  • Out-of-date website

2. TransferGo

TransferGo is a global company that provides cost-effective money transfer services. It accepts a variety of currencies in 55 countries and has offices throughout Europe, including London, Vilnius, Berlin, Istanbul, and Warsaw. It is a member of the PrivatMoney system. It is an excellent money transfer service that comes highly recommended.

TransferGo is a trustworthy provider that makes it simple for customers to see fees and exchange rates in all of their details before transferring. As an added bonus, TransferGo is simple to use, its customer service is quick and easy to find, and the provider is thus well-liked by customers.


  • Consistently provides the lowest rates on international money transfers, particularly to Europe
  • Provides a variety of pay-in and pay-out options.


  • 35% of fees are hidden in the exchange rate margin
  • Only a few origin countries are supported.

3. Xendpay

Xendpay is an international money transfer service with a low cost that connects 205 countries and accepts 51 currencies. The company is well-known for its “Pay What You Want” model, which allows customers to choose the fees for the first £2,000 transferred using their personal account each year. This limit has been raised to £4,000 for business accounts. Payments can be received within 1-3 business days.


  • A variety of payment methods (including bank transfer and card payments)
  • The ‘Pay what you want feature allows users to pay a fee of their choice for the first £2000.00 sent
  • The service is very accessible and available in many countries.


  • As receiving methods, only bank deposits and mobile wallet transfers are supported.
  • High fees and exchange rates are prevalent.

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4. Instarem

Instarem, which was founded in 2014, is a leading digital cross-border payments platform that enables individuals and businesses to send money overseas quickly, easily, and affordably.

It is a reliable money transfer service that comes highly recommended. Customers rate and trust this company highly. Instarem is a well-known and rapidly expanding provider that allows you to send money to and from North America, most of Europe, Asia, and Australia. With a newly relaunched website, Instarem is simple to use and well worth the sign-up process to gain access to its advantageous fees and rates.


  • Overall good rates and low fees
  • Simple to use once your account is set up
  • Fast transfers


  • Limited coverage in Latin America (only Mexico) and Africa
  • Slow registration process
  • Difficult to reach customer service.

5. CurrencyFair

CurrencyFair is a reliable money transfer service CurrencyFair has a high level of security and brand reputability, as well as a wide range of user-friendly services and features, as well as competitive fees and exchange rates.

All of this adds up to make CurrencyFair an extremely popular service in the eyes of its customers. It enables you to send and receive money in over 22 currencies to and from 150+ countries. Same-day transfers on most major currencies are available from a trusted and secure source that is fully licensed and regulated at rates up to eight times lower than banks.


  • With excellent exchange rates,
  • users can select their desired transfer speed and cost.
  • A clean, simple web and mobile app interface.
  • Outstanding customer satisfaction ratings.
  • CurrencyFair integrates with Xero for businesses.


  • Currently, only 22 currencies are supported
  • Bank and debit card payments are the only ways to fund your account.

You can learn more from the video below:

A step-by-step guide to sending money from Finland to the USA

Once you’ve decided on the best company for your Finland to USA remittance, simply follow the below steps to send your funds.

  • Open an account with your preferred operator.
  • You may be asked for photo identification and proof of address; please provide these, as they assist the operator in ensuring legal and regulatory compliance.
  • Create bank accounts for both the sender in Finland and the receiver in the United States. Bank deposits can be the most cost-effective way to send money.
  • Determine when and how much money you want to send. When you’re ready, enter the amount and begin your transaction.
  • You are nearly finished at this point, and the operator will take over from here.
  • Keep an eye out for updates from the operator on the status of your transaction.

Factor to consider before choosing a method to send money from Finland to USA

When selecting a way of transferring money to another country, there are several factors to consider.

There are a variety of choices available to consumers who want to send money to family or friends abroad, but the cost and processing time should be taken into account before choosing a method:

1. Fees: 

To send money outside of the United States, a bank or business-like like Western Union or PayPal will charge you fees. Usually, a percentage of the total is charged as the fee. Another thing to keep in mind is that the business will probably add a markup to the currency exchange rate.

2. Limits on amounts:

Limits on amounts are another thing to think about. There may be minimal and maximum sums you can send abroad, depending on the bank or firm you choose, in order to adhere to various international banking requirements. The restrictions might be cumulative over a predetermined amount of time, or they might apply to every transaction.

3. Timing:

The time it takes for the money to arrive in another country is a significant determining factor. It can take a few days or longer for the money to appear in your bank account. If the money transfer needs to be done almost instantly, there are additional methods. Be prepared to pay an additional fee for convenience if your receiver requires the money right now.

4. Money destinations:

Some providers may transfer money into a bank account, while others would require the Recipient to have an account with the service. Before the money transfer, decide which option is the most convenient. Other organizations, such as Western Union, allow consumers to pick up actual cash at various physical locations.

5. Countries:

Shop around and compare different services because many are limited to specific countries and are not available everywhere

6. Customer service:

If you’re sending larger amounts or need advice, it’s important to choose a provider who can be reached by phone.

7. Discounts:

Some providers may provide you with a free transfer just for signing up. Others might give you a discount if you transfer more than a certain amount.

Does Finland have Zelle?

No, Zelle is only present in the United States. Zelle cannot be used to send money to Europe because it is only available in the United States. You can only send money from one US bank using the payment app.


Sending money abroad is a relatively frequent practice these days, especially given the sizeable population of expats who live abroad. This article provides all the information you need if you’re one of them and need to send money from Finland to the USA.



About Author

send money from Finland to USA
Precious Ejimofor
My name is Precious Ejiofor, I am a professional self motivated, dependable writer and editor, with over 4 year of experience in writing for variety of business and platforms. I am able and capable to write on any kind of topic.
Specifically, I focus on producing persuasive and compelling contents that is thoughtful, prominent, and engaging.

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